As you prepare to complete your courses and the semester comes to a close, please take some time to review the important Wellness Services and Health Insurance information below.
We remain committed to you and your well-being, and if you have any questions please do not hesitate to outreach to us at wellness@sandiego.edu.
Wellness Services during Breaks
Learn how you can access Wellness Services and can connect with a mental health counselor or medical professional today.
Students who are returning in the upcoming semester or academic year and are involved in University-sanctioned or sponsored activities (athletics, courses, internships, research, housing, etc.) will be able to access Wellness Services during winter and summers breaks.
Returning students not enrolled in university-sanctioned or sponsored activities but who are otherwise registered to attend classes in upcoming semester or academic year can contact any of the Wellness Units for support in connecting with community referrals.
The last day graduating students can access Wellness Services is the last day of their university scheduled final. It is important for graduating students to consider how best to address health care needs before this date.
Students completing courses during Intersession or Summer, are still eligible to access Wellness Services through the end of their studies.
Students enrolled in the Student Health Insurance Plan
Students currently enrolled in the student health insurance plan do need a referral to access providers in the community to to have their deductibles waived.
2025-2026
| Fall Only Coverage and End Date | August 1, 2025 - December 31, 2026 (6 months of coverage) |
|---|---|
| Annual Only Coverage and End Date | August 1, 2025 - July 31, 2026 (12 months of coverage) |
Note: Domestic and International students have the same SHIP and coverage dates
Qualifying Life Events and Health Insurance
Healthcare benefits are important and we are sharing these resources to help you protect yourself. We encourage you to review health insurance options available to you.
If you are under the age of 26, you may qualify to enroll as a dependent on the health insurance held by a parent. Please check-in with your family to learn if this is an option for you
If you have recently experienced a qualifying event, please review the options available to you. Qualifying events can include:
- Reaching the age limit of another health insurance plan
- Loss of health insurance through a marriage or divorce
- Involuntary loss of coverage from another health insurance plan
Covered CA
If you reside in California, you may apply for coverage through Covered California's Special Enrollment process. The special-enrollment period starts 60 days before you lose coverage and ends 60 days after.
HealthCare.gov
If you live in a different state, visit HealthCare.gov to learn if you are still able to enroll in or change coverage.
- Review Medicaid and the Children’s Health Insurance Program to see if you qualify.
International Students and OPT
Having health insurance on OPT is highly recommended, however, it is optional based on federal regulations. USD offers a direct enrollment insurance plan coordinated through Gallagher Student Health for OPT students, these plans are available during their OPT year only. See detailed health insurance information for OPT students.