Student Health Insurance Plan Benefits and Features

Review Gallagher Student Health Frequently Asked Questions and Plan Information

Review USD Frequently Asked Questions

Compare the USD Student Health Insurance Plan with another plan using the Domestic SHIP Comparison Worksheet 

Annual Premium: TBD. The 2019-2020 premium is being reviewed by the state of California and will be updated before the deadline. As a reminder, the deadline to enroll or waive is September 13, 2019. Please review the 2018-2019 premium below for an estimate of next year's premium.

Coverage Dates

• Annual coverage dates: August 15, 2019 - August 14, 2020
• Coverage dates for Fall 2019 graduates: August 15, 2019 - December 31, 2019
• Note: The Student Health Insurance Plan does not provide coverage for dependents 

2018-2019 SHIP Information

• Total Annual Domestic Premium: $2651
  • Fall 2018 Billing: $1325.50
  • Spring 2019 Billing: $1325.50

International students and visiting scholars have the option of enrolling in the USD International Student Health Insurance Plan, coordinated through USD’s provider Gallagher Student Health.

Review Gallagher Student Health Frequently Asked Questions and Plan Information

Review USD Frequently Asked Questions

Compare the USD Student Health Insurance Plan with another plan using the International SHIP Comparison Worksheet

Annual Premium: TBD

Coverage Dates

• Annual coverage dates: August 1, 2019 - July 31, 2020
• Coverage dates for Fall 2019 graduates: August 1, 2019 - January 31, 2020
• Note: The Student Health Insurance Plan does not provide coverage for dependents

Note

• For the 2019-2020 process, all submitted waiver decision forms will be subject to a new waiver verification. The intent of the waiver verification process is to assess whether or not your insurance plan meets the requirements of USD and the Affordable Care Act by providing access to health care providers and comprehensive benefits when you are at the University.

• Students enrolled in the USD Student Health Insurance Plan can reduce their out-of pocket costs by seeking care at the USD Student Health Center (SHC) or Counseling Center (CC), and obtaining a referral from the center before seeking care from an in-network community provider.

• Students who do not seek care at the Student Health Center or obtain a referral, will be responsible for an in-network $300 per policy year or out-of-network $600 per policy year deductible.  

• All currently registered undergraduate, graduate, law and paralegal students who have paid the health fee are eligible for services at the USD SHC.
• Visits with a medical provider are free of charge. Students enrolled in the student health insurance plan may incur a modest fee for medications, immunizations, specialty services and labs. Payment is due at the time of service at the SHC. Patients may pay with check, CampusCash, VISA/MasterCard, American Express, and Apple Pay.

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