HEALTH INSURANCE POLICY

You can never predict when you will get sick or have an accident, and because medical care in the United States is quite expensive, it is important to recognize the importance of having medical insurance. This is why the University of San Diego requires its international students to have health insurance.

USD offers an insurance plan with reasonable premiums and excellent benefits to all students. This health insurance plan is required for all international students unless proof of comparable insurance is provided. The insurance premium is automatically added to your university bill at the time of registration during each semester. Payment for the insurance premium is due with tuition through the One-Stop Office.

If you know you have sufficient health insurance and want to obtain a waiver for the University plan, you must obtain a copy of your health insurance policy, written in English, and bring it to the University before the payment of the fees is due. Your policy will be reviewed by the University to determine if it is an acceptable alternative to the University plan. This policy must:

1.  Include effective dates of coverage (starting and ending dates)
2.  Include maximum dollar coverage for each sickness or injury
3.  Include outline of covered services
4.  Include list of excluded services
5.  Include insurance company contact information in case of emergency
6. Be in effect throughout the semester and renewable for continuous coverage
7. Have a minimum dollar coverage of $250,000.00 per illness or injury
8. Include outpatient care (doctor visits, outpatient surgery, etc.)
9. Include hospitalization
10. Repatriation for at least $10,000.00
11. Medical Evacuation for at least $25,000.00

Please note that waivers are required every academic year.

Without reviewing and approving your alternative heath insurance coverage each semester, the University cannot waive the fee and you will be responsible for paying the insurance premium charged to your account.

Rates and a more detailed explanation of the current USD plan’s coverage and benefits may be obtained from OISS.

Students covered under the USD international plan may find a doctor or medical service provider here.