Please note that the red flags on the MySanDiego portal for the Federal Direct Loan records for the upcoming academic year will not be updated until mid-July if all requirements have been completed. This includes applications, Entrance Loan Counseling, and Master Promissory Notes (MPN).
All students and parents who wish to borrow through the Federal Direct Subsidized/Unsubsidized Student, PLUS and Graduate PLUS loan programs will be required to apply for their loans through the Department of Education at www.StudentLoans.gov.
Loan Information 2016-2017
- 2016-2017 Federal Direct Subsidized/Unsubsidized Student Loan Instructions
- 2016-2017 Federal Direct Graduate Student PLUS Loan Instructions
- 2016-2017 Federal Direct Parent PLUS Loan Instructions
- 2016-2017 Additional Federal Direct Parent PLUS Information and Instructions
- 2016-2017 Information and Instructions for Parents Intending to Share the PLUS Loan eligibility
- 2016-2017 Options When the PLUS Credit is Denied
- 2016-2017 Private Alternative Loan Information and Instructions
- Private Loan Self Certification Form
- Entrance/Exit Loan Counseling
- 100+ Ways to Get Rid of Your Student Loans Without Paying Them
- Federal Direct Loan Information for Students
- Federal Direct Loan Information for Parents
- General Information - Parent PLUS Loan
- General Information - Federal Graduate Student PLUS Loan
- USD Code of Conduct for Education Loans
For More Information
- Overview of Direct Loan and FFEL Program Repayment Plans
- Direct Loan Consolidation
- Top 10 Student Loan Tips for Recent Graduates
- Tracking Your Private Loan Before Disbursement
- Track Your Federal Loan Balance (NSLDS)
- Credit Card and Money Management
- The Project on Student Debt
- Student Loan Ombudsman The Student Loan Ombudsman's office provides conflict resolution to student loan problems not resolved through interaction with the lender, servicer, or guarantor. State Ombudsman 916-526-8024. Federal Ombudsman 877-557-2575.
You’re not alone when it comes to student loans. The University of San Diego has partnered with Inceptia, a division of National Student Loan Program (NSLP), to provide you with FREE assistance on your Federal student loan obligations to ensure successful, and comfortable, loan repayment. Inceptia’s friendly customer representatives may reach out to you during your grace period to answer questions you have about your loan obligation and/or repayment options. They may also contact you if your loan(s) become delinquent. Inceptia is not a collection agency. We’ve partnered with them to help you explore a wide variety of possibilities such as alternative repayment plans, deferment, consolidation, discharge, forgiveness, and forbearance options. Inceptia will stay in touch with you via phone calls, letters, and/or emails to help you find answers to your questions and solutions to your issues. For additional resources including information on repayment options, please visit Inceptia’s Federal Student Loan Overview website.