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Financial Aid

The primary purpose of the financial aid program at USD is to provide financial assistance to students who, without such aid, would be unable to attend the university. Financial assistance consists of scholarships, grants, loans, and employment.

Primary responsibility for financing an education rests upon the student and the student’s family. Financial aid from the university is viewed as a supplement to funds which can be provided by the student, the student’s family, and other sources. Students requesting financial assistance may be expected to meet a portion of their educational expenses by accepting employment, loan(s), or both. Because financial aid funds are limited, need is the primary factor in awarding most financial aid. For USD scholarships and grants, consideration is given to the applicant’s academic achievement, character, and potential. Students requesting financial assistance from USD resources must also apply for scholarships and grants funded by their home states for which they may be eligible.

A financial aid package is designed to meet the financial need of each individual student. Each package may consist of funding from one or more programs and can vary depending on established need and/or merit.

Eligibility Requirements

  1. The student must be accepted officially by the Office of Undergraduate Admissions to pursue a degree or certificate, and maintain satisfactory academic progress as defined in the USD Guide to Financial Aid Consumer Information. The guide is available on the USD Office of Financial Aid website at www.sandiego.edu/financial_aid or in the Office of Financial Aid (OFA).
  2. The student must complete the appropriate application(s) – see application procedure below.
  3. The student must be a United States citizen or eligible non-citizen.
  4. The student must not be in default on any federal loan or owe a refund on any federal grant.
  5. Financial aid applicants must be aware that certain financial aid programs are designed to assist students who complete their degree work in a normal four-year period. Those who elect or require additional time may have to rely more heavily on self-help assistance in the form of work and loans.
  6. Certain USD funds require full-time enrollment.

Application Procedure

  1. Each student must complete the Free Application for Federal Student Aid (FAFSA) available at www.fafsa.ed.gov. Students who do not wish to submit their FAFSA on line can print a blank FAFSA from the FAFSA website or can request a blank copy be mailed to them by calling 1 (800) 4-FEDAID. All students are expected to read and follow the instructions and deadlines in the Guide to Applying for Financial Aid at USD available on the OFA website.
  2. When required by federal law, and upon request from the Office of Financial Aid, it will be necessary for the student to submit a copy of the parents’/student’s latest federal income tax return and respond to other requests for information by the Office of Financial Aid.
  3. All financial aid applications must be postmarked on or before the priority deadline dates listed in the academic calendar in order to receive priority consideration. Additionally, all follow-up information must be received by the USD Office of Financial Aid by the deadlines specified on the follow-up requests. Non-priority applicants are considered for any remaining funds and are processed after priority applicants.
  4. Students must follow these procedures each year in reapplying for financial aid.

Scholarships and Grants

Merit Awards

The University of San Diego has established the following merit-based scholarship programs for which all freshmen applicants are considered. The Office of Undergraduate Admissions selects merit scholarship recipients. Consideration is given to high academic achievement, test scores, leadership, service, talent, and other personal qualities, irrespective of financial circumstances. These awards may be combined with other forms of university and outside financial aid for students with demonstrated need.

Alcalá Scholars

This award is offered to small number of incoming freshman who have demonstrated academic excellence through their outstanding grades, rigorous curriculum, and high test scores. These four year awards must be applied to university expenses. Renewal is contingent upon maintenance of the GPA specified on the information received with initial notification of the award from the Office of Undergraduate Admissions.

Trustee Scholars

Trustee Scholars are designated in the name of the University of San Diego Trustees. These four-year awards must be applied to university expenses. Renewal is contingent upon maintenance of the GPA specified on the information received with initial notification of the award from the Office of Undergraduate Admissions.

Presidential Scholars

Presidential Scholars are designated in the name of the President of the University of San Diego. These four-year awards must be applied to university expenses. Renewal is contingent upon maintenance of the GPA specified on the information received with initial notification of the award from the Office of Undergraduate Admissions.

Torero Pride Awards

This award is offered to those students who possess a combination of academic achievement and personal qualities that support our Mission and Core Values. These four year awards must be applied to university expenses. Renewal is contingent upon maintenance of the GPA specified on the information received with initial notification of the award from the Office of Undergraduate Admissions.

Diversity “Circle of Excellence” Scholarships

“Circle of Excellence” Scholarships recognize students who possess the unique combination of academic excellence, personal qualities of leadership and perseverance, and the potential to advance the university’s goal of creating a diverse and inclusive community. A limited number of “Circle” scholarships are granted each year and are designed to cover the full cost of tuition for up to four years. Renewal of these scholarships is continued upon maintenance of good academic standing, attendance at “Circle” events, and representation of the university in a manner consistent with its mission.

Choral Scholars

Choral scholars are selected on the basis of audition through the Department of Fine Arts. While the amount of the scholarship is determined annually, it typically covers almost half of tuition and is renewable for up to four years for an undergraduate student, subject to a student maintaining a 3.0 GPA, participating in a specific program curriculum, and sustaining involvement in the choral scholars singing group. Students are encouraged to apply for need-based aid before the priority deadline and, if eligible, will receive an offer which coordinates the choral scholarship with other assistance. Students should contact the Department of Fine Arts for further information.

Note: Eligibility for renewal of need-based scholarships is based on the cumulative GPA provided to the Office of Financial Aid by the registrar, calculated through the end of the previous January Intersession.

University of San Diego Scholarships

These scholarships are awarded to both new and continuing full-time students. Awards are generally based on academic factors, the family’s financial circumstances, and the student’s potential to contribute to the university. Eligible continuing USD students must have documented need, meet the renewal criteria for USD funds, and make satisfactory academic progress.

Scholarships range from several hundred to several thousand dollars, and are renewable each year provided that the student’s overall grade point average equals the renewal standard and the student continues to demonstrate financial need.

University of San Diego Grants

These grants are offered to eligible students with documented need. The amounts vary. Academic eligibility is determined by the Office of Undergraduate Admissions. USD grants are renewable if renewal requirements are met.

Bishop Maher Catholic Leadership Scholarships

This program, named for the late Bishop Leo T. Maher, provides annually renewable scholarships to Catholic undergraduate students who have demonstrated leadership in their parish, school, or community. The awards range from $500 to approximately $4,000 per year, depending on the financial need, academic performance, and demonstrated leadership of the applicant.

In addition to the regular financial aid application forms described above, a special Bishop Maher Catholic Leadership Scholarship Application, a letter from the applicant, and a letter of recommendation from the student’s parish priest are required. Maher scholarship applications are available at the USD website, www.sandiego.edu/financialaid/forms or upon request from the Office of Financial Aid.

Duchesne Scholarship Program

The University of San Diego, through the School of Leadership and Education Sciences, offers this scholarship for culturally diverse graduate students pursuing a teaching career in public and private elementary and secondary schools. The scholarship program is designed to recognize qualified minority students pursuing a teaching career. The scholarships assist graduate students seeking their teaching credential. USD awards Duchesne Scholarships annually to incoming and continuing students. The amount of the scholarship varies depending on the financial need of the student. Eligible applicants must have a cumulative GPA of at least 3.0. Duchesne Scholarship applications are available upon request from the USD School of Leadership and Education Sciences.

Cal Grants

Each year the State of California awards a number of Cal Grants to assist with tuition and fees to students who are legal residents of the State of California and have demonstrated academic achievement and financial need. The grants can be renewed each year. In 2009-2010 the Cal Grants ranged from $1,551 to $11,259.

The University of San Diego advises all students who are legal California residents to apply for this State grant. To be considered, the student must complete the FAFSA, as listed above, and also provide other information as requested (for example, submit GPA Verification Form to the California Student Aid Commission). The deadline for submitting all the necessary forms is announced each year by the California Student Aid Commission. See deadlines section page 49.

Federal Supplemental Educational Opportunity Grant

This federal program is designated for highly needy undergraduate students with priority given to recipients of Federal Pell Grants (see below). Funding is based on federal allocations and varies each year.

Federal Pell Grant

The Federal Pell Grant Program assists undergraduate students with substantial financial need. The student will receive a Student Aid Report (SAR) from the federal processor which will indicate whether or not the student is eligible for the grant. The maximum 2009-2010 Federal Pell Grant was $5,350. The maximum amount is determined each year by the federal government.

Federal Academic Competitiveness Grant

An Academic Competitiveness Grant will provide up to $750 for the first year of undergraduate study and up to $1,300 for the second year of undergraduate study to full-time students who are eligible for a Federal Pell Grant and who have successfully completed a rigorous high school program, as determined by the state and recognized by the Secretary of Education. Second year students must maintain a cumulative grade point average (GPA) of at least 3.0.

National SMART Grant

The National Science and Mathematics Access to Retain Talent Grant, also known as the National SMART Grant is available during the third and fourth years of undergraduate study to full-time students who are eligible for the Federal Pell Grant and who are majoring in physical, life, or computer sciences, mathematics, technology, or engineering or in a foreign language determined critical to national security. The student must also have maintained a cumulative grade point average (GPA) of at least 3.0 in coursework required for the major and must maintain enrollment in at least one class required for their major.

Bureau of Indian Affairs Grants

Through the Bureau of Indian Affairs (BIA), the federal government provides annual grants to Native American students to encourage them to attend institutions of higher education. Eligibility is dependent upon criteria established by the BIA. Scholastic achievement is considered and must be maintained.

Interested Native American students should contact the area or agency office having records of their tribal membership. That office will provide the necessary application forms. The amount of the award varies and is based on unmet financial need.

Private Scholarships and Grants

The University of San Diego receives donations from private sources to provide scholarships and grants to selected students in the name of the donor. In addition to meeting the USD scholarship criteria, additional qualifications and requirements may be stipulated by the donor.

Current students are automatically considered for any of the scholarships listed below for which they are eligible when they apply for financial aid at USD (see application procedure on page 37). For some scholarships with specific requirements, a USD scholarship questionnaire is used to determine eligibility, and only the students who complete the questionnaire will be considered for those scholarships.

Annual Scholarships / Awards

Accountancy Program Scholarship
Ahmanson Foundation Scholarship
Appraisal Institute
AMN Healthcare Scholarship
ARCS® (Achievement Rewards for College Scientists) Scholarship
Arizona Alumnae of the Sacred Heart Scholarship
Donna Lee Arledge Memorial Scholarship
Baker & McKenzie Scholarship
*Allen and Donna Baytop Scholarship Award
Blystone NROTC Scholarship
Blystone Nursing Scholarship
The Burnham Foundation Scholarship
C.E. & S. Summer Abroad Program Scholarship
California Building Industry Foundation
Ernest W. Hahn Scholarship
Fieldstone Foundation Scholarship
Harry L. Summers Endowment
California Association of Realtors
Bob and Betty Cahan Scholarship
Casner Family Scholarship
CCIM (Certified Commercial Investment Members) Nursing Scholarship
Chapin Dissertation Award
Mary Jane Charlton Nursing Scholarship
Colorado Alumnae of the Sacred Heart Scholarship
Leo C. Curley Trust Scholarship
Danvera Foundation English Scholarship
Danvera Foundation Nursing Scholarship
Carrie Estelle Doheny Foundation Scholarship (Science Research)
Sister Duchesne Scholarship
Duncan Theatre Arts Scholarship
Carr Ferguson Graduate Tax Research Fellowship
William Foster Outstanding Dissertation Award
Eris McCoy Gallagher Scholarship for Education
Hal H. Gardner Memorial Scholarship
Catherine B. Ghio Scholarship
Michael Ghio Memorial Scholarship
Max and Gussie Gonick Memorial Prize for Academic Excellence in the First Year
Gilligan-Spiritan Scholarship in Peace & Justice Studies
Bill Hannon Foundation Scholarship in Peace & Justice Studies
Marion Hubbard Loan Scholarship
Harold and Catherine Johnson Family Memorial Trust Scholarship
Johnston-Schoell Engineering Scholarship
Johnston-Schoell History Scholarship
*Helen and Webster Kinnaird Law Scholarship
Joan B. Kroc Scholarship in Peace & Justice Studies
Kiwanis of San Diego Foundation Scholarship
Kroha Family Law Scholarship
Law Alumni Scholarship
Law Dean’s Scholarship
Law Faculty Fund
Lawyers Club of San Diego – Lynn Schenk Scholarship
Lone Mountain Scholarship
James McIntyre Foundation Scholarship
W. Scott McIntyre Memorial Scholarship
*Irene M. Carames de Middlebrooks Scholarship
Janice Nalley Memorial Scholarship
Nonprofit Leadership & Management Scholarships
Other Esteem Scholarship
Chester Pagni Outstanding Student Service Award
*Dr. Judy Rauner Scholarship
Real Estate Alumni Scholarship
Remembrance Fund Scholarship
Lina C. Romero Memorial Scholarship
Sister M. Aimee Rossi Music Scholarship
Rotary Ambassadorial Scholarships:
Master of Arts in Peace & Justice Studies
Upward Bound High School Students Go to College
San Diego Alumnae of the Sacred Heart Scholarship
San Diego Foundation Scholarships
*School of Business Student Scholarship
Bernard H. Siegan Scholarship 
Jean Sidorick Philosophy Award
Darlene Shiley Veterans Scholarship
*Shurko Family Scholarship
SIOR/Majestic Realty Foundation Scholarship  
Patricia Della (Stahl) Spinosa Memorial Scholarship
Vessela Zaykova-Smolin Memorial Scholarship
S.A. Sutterfield Memorial Book Scholarship
USD Mortar Board STRIVE (Seeking To Recognize
Individual Visions of Excellence) Scholarship
USD Opportunity Scholarship
Bernard H. Van Der Steen Scholarship
Vincent C. Walsh Trust Scholarship
Meg Whitman Scholarship (MSEL)
Julie I. Wilkinson Nursing Scholarship
Dr. Sheila Quinlan Williams Scholarship
Viterbi Family Foundation Scholarship for Nonprofit Leadership
         and Management Program
*Richard and Kay Woltman Law School Scholarship
Elizabeth Baker Woods Education Scholarship
ADM Elmo R. Zumwalt, Jr. Leadership Award
*New Scholarships

Endowed Scholarships

Donors have endowed the University of San Diego with the following funds for scholarships to be awarded annually for the life of the University.
Jack L. Adams Scholarship Fund (which includes the following)
         The General and Mrs. Lemuel C. Sheperd Jr. Scholarship
         The General Wesley H. Rice Scholarship
         The General James L. Day Scholarship
         The General Robert H. Barrow Scholarship
         The General and Mrs. Hugh T. Kerr Scholarship
         The General and Mrs. John S. Grinalds Scholarship
         The General and Mrs. J.A. Studds Scholarship
         The Author E. Hughes Scholarship in Music
Thomas Ackerman Scholarship for the Nonprofit Leadership
and Management Program Fund
Alfred F. Antonicelli Scholarship Fund
Eileen and Carlton Appleby Scholarship Fund
Arcaro Scholarship Fund
Kathryn Grady Atwood Memorial Fund
Ernest Backhaus Memorial Scholarship Fund
Dr. and Mrs. Manuel Barba Scholarship Fund
Barnhart Scholars Scholarship Fund
*Andrea M. Basque Scholarship Fund
*Richard A. Bayer Scholarship Fund
Aloysius J. Bedell Scholarship Fund
H.N. and Frances Berger Scholarship Fund
The Bosley Family Scholarship Fund
Boyce Family Scholarship Fund
Braille Transcribers Guild of San Diego Scholarship Fund
Brennan & Gaffrey Nurse Educator Scholarship Fund
Loretta Breyer Nursing Scholarship Fund
Thomas Breitling Scholarship Fund
Bridges Scholarship Fund
Brindle-Erion Scholarship Fund
Kevin Briscoe Memorial Scholarship Fund
Dr. Gilbert Brown Scholarship Fund
Sandra Brue Scholarship Fund
Sandra Brue Scholarship for Catholic Educators Fund
Brue Carstens Scholarship Fund
Bishop Buddy Scholarship Fund
Daniel Burkett Memorial Scholarship Fund
Martin and Florence Bursiek Student Aid Fund
BusinessLink USD Scholarship Fund
Edward and Gretchen Cairns Memorial Scholarship Fund
Catholic Heritage Scholarship Fund
Sister Susan Campbell Scholarship Fund
Mickey Carhart Memorial Scholarship Fund/ NAIOP San Diego Chapter
Mary Delafield Carter Scholarship Fund
Yvonne E. Chiesi Carteron Nursing Scholarship Fund
Theia Cascio Scholarship Fund
David S. Casey Trial Advocacy Scholarship Fund
Choral Scholars Program Fund
Ralph F. Claric and Russell Kamstead Memorial Scholarship Fund
Phyllis McArdle Clause Scholarship Fund
James W. and Kathryn S. Colachis Scholarship Fund
Harry A. Collins Memorial Scholarship Fund
John F. Connolly Perpetual Scholarship Fund
*Michael A. Connor-Horizon Scholarship Fund
Helen S. Corcoran Scholarship Fund
Fiorenza and Hernando Courtright Scholarship Fund
Emmet J. Culligan Scholarship Fund
Murphy Dalton Scholarship Fund
Donald C. and Elizabeth M. Dickinson Foundation (MEPN) Fund
Duda Family Foundation Scholarship Fund
James O. and Stella Powell Eagen Scholarship Fund
Fieldstone Foundation Scholarship Fund
Walter Fitch Trust Scholarship Fund
Paul Fitzpatrick Memorial Award Fund
*Founders Scholarship Fund
French Scholarship Fund
C. Hugh Friedman Scholarship Fund
Sr. Sally M. Furay Scholarship Fund
German Language Scholarship Fund
Emil Ghio Scholarship Fund
W.R. Grace Scholarship Fund
Mary Gresko Nursing Scholarship Fund
Ernest W. and Jean E. Hahn Foundation Scholarship Fund
Eugenie B. Hannon Scholarship Fund
Alice B. Hayes Science Scholarship Fund
Alice B. Hayes Mortar Board Scholarship Fund
William Randolph Hearst Scholarship Fund
Conrad N. Hilton Minority Scholarship Fund
Roseann Gerold Hoffman Scholarship Fund
W. Roy and Marion I. Holleman Scholarship Fund
Bob Hope Leadership Scholarship Fund
Ethel M. Horsch Nursing Scholarship Fund
Author E. Hughes Scholarship Fund
Irvine Keiller Scholarship Fund
Dr. Kathy James Nursing Scholarship Fund
Jane P. Johnson Scholarship Fund
Lou Kerig Scholarship Fund
Michael Konz Memorial Scholarship Fund
Kristopher Krohne Memorial Scholarship Fund
The LASH Foundation Scholarship Fund for the Nonprofit Leadership
         and Management Program Fund
Las Vegas Scholarship Fund
Law Endowed Scholarship
Lawrence Family Scholarship Fund
Albert J. and Mae Lee Memorial Scholarship Fund
*Lee Family Memorial Scholarship Fund
Elsie Leith Memorial Scholarship Fund
Faye N. Lewis Scholarship Fund
Laura McDonald Lewis Scholarship Fund
Bishop Maher Catholic Leadership Scholarship Fund
Lawrence Mahlum Memorial Scholarship Fund
Manchester Nursing Scholarship Fund
Doug & Betsy Manchester Athletic Scholarship Fund
LTJG Laura J. Mankey Memorial Scholarship Fund
Marasco Family Scholarship Fund
Marine Studies Graduate Scholarship Fund (which includes the following)
         Stephen Sullivan Memorial Scholarship
         Sister Dale Brown Science Scholarship
Ronald Maudsley Memorial Scholarship Fund
David Maurier Law Scholarship Fund
George H. Mayr Scholarship Fund
Mazzo Family Scholarship Fund
Christopher McCallister Memorial Scholarship Fund
Dorothea McKinney Scholarship Fund
Gerald & Donna McMahon Scholarship Fund
Louise H. McNally Scholarship Fund
Edward J. and Grace W. Mehren Scholarship Fund
Michael Mohr Memorial Scholarship Fund
William A. Moller Memorial Scholarship Fund
Grant Morris Scholarship Fund
Elizabeth Ann Mottet Nursing Scholarship Fund
Music Endowment Fund
Nielsen Family Scholarship Fund
Notchev Scholarship Fund
James B. Orwig, M.D. Nursing Scholarship Fund
Kyle O’Connell Memorial Scholarship Fund
*Robert E. and Darci M. O’Connell Scholarship for the Arts
The ORCA Foundation Scholarship Fund at the San Diego Foundation for Nonprofit Leadership and Management Program 
Theresa and Edward O’Toole Scholarship Fund
Oxford Scholarship Fund
Irene Sabelberg Palmer Nursing Research Scholarship Fund
Pardee Scholars Endowment Fund
Parent Fund Scholarship
Kenneth & Virginia Piper Arizona Scholarship Fund
Procopio International Tax Scholarship Fund
Pulitzer Foundation Scholarship Fund
Kay Ravenel Scholarship Fund
Reardon/Goode Scholarship Fund
Delroy Richardson Scholarship Fund
Janet A. Rodgers Nursing Scholarship Fund
Frank and Dimitra Rogozienski Scholarship Fund
John R. Ronchetto Memorial Scholarship Fund
Leo Roon Scholarship Fund
Rose Pre-Med Fund
Joseph Rost Scholarship Fund for Leadership Studies 
Tim C. Rothans Public Service Scholarship Fund
Irving Salomon Political Science Scholarship Fund
Jeffrey A. Sardina Memorial Scholarship Fund
School of Leadership and Education Sciences Scholarship Fund
Vern D. Schooley Scholarship Fund
Mary and Alan Schulman Scholarship Fund
W. H. Scripps Athletic Scholarship Fund
Senior Emergency Law Fund
Richard A. Shaw Graduate Tax Scholarship Fund
Martin L. Sheehan Scholarship Fund
Donald P. and Darlene V. Shiley Engineering & Theater Scholarship Fund
Donald P. and Darlene V. Shiley MFA Scholarship Fund
Gary Shoemaker and Richard T. Mulvey Disabled Student Scholarship Fund
Forrest N. and Patricia K. Shumway Scholarship Fund
Sven & Tove Simonsen Scholarship Fund
J.E. Spain Religious Education Scholarship Fund
James E. Spain Family Law Scholarship Fund
Stallard Family Nursing Scholarship Fund
Susanne Stanford Scholarship Fund
Luisa A. & Harold N. Stoflet Memorial Scholarship Fund
Pearl and Natalie Surkin Scholarship Fund
Anne Swanke Memorial Scholarship Fund
Jane R. Tedmon Scholarship Fund
John Trifiletti Scholarship Fund
USD Alumni Scholarship Fund.
USD Law Scholarship Fund (which includes the following)
         Dr. Lee Gerlach Honorary Scholarship
         Robert J. Keys Honorary Scholarship
Warren Family Law Student Aid Fund
The Honorable Louis M. Welsh Scholarship Fund
Whalen Family Scholarship Fund
Terry Whitcomb ‘53 Alumni Scholarship Fund
Therese T. Whitcomb and E. Ann McFarland Decorative Arts Study Fund
Cathleen K. Wilson, R.N., Ph.D., Memorial Scholarship Fund for Leaders in Nursing
Donald O. and Rosemary Wilson Scholarship Fund
John Winters Memorial Scholarship Fund
Richard and Kay Woltman Nursing Scholarship Fund
Erion Knickerbocker Wood Scholarship Fund
Daniel B. Woodruff Memorial Scholarship Fund
*New Scholarship Endowment Fund

Other Scholarships Available

The following scholarships are made available to USD students from other donors. Additional applications and/or interviews may be required for consideration. For more specific information contact the Office of Financial Aid.

Colorado Alumnae of the Sacred Heart Scholarship
Kiwanis of San Diego Foundation Scholarship
Ralph M. Parsons Memorial Scholarship
Sister M. Aimee Rossi Music Scholarship
San Diego County Citizen’s Scholarship Foundation Award
Donald A. Strauss Public Service Scholarship

Additional Sources of Funding

In addition to the above-named University of San Diego scholarships, additional sources of funds are available. Many companies offer scholarships to the sons and daughters of their employees. Fraternal organizations, such as the Elks and Rotary International, assist students in meeting the cost of education. The Copley Library has reference books and Internet access to scholarship search programs listing funds available from private organizations and A Guide to Outside Resources of Financial Aid is available on the USD Office of Financial Aid website. USD students have received over $2 million in private scholarships for an academic year. Private scholarships can usually be used to replace loans in a student’s financial aid “package.”

Loans

Note: Congress may change the eligibility criteria and terms of federal loans. All federal loan information in this bulletin is subject to change. Please obtain current information from the Office of Financial Aid website.

The Federal Stafford Student Loan Program

There are two types of Federal Stafford Loans, subsidized and unsubsidized. Eligibility for the Subsidized Federal Stafford Loan is based on documented need; eligibility for the Unsubsidized Federal Stafford Loan is not based on need.

Students must complete a Free Application for Federal Student Aid (FAFSA) to determine eligibility for a Federal Stafford Loan (subsidized or unsubsidized).

The Federal PLUS Loan Program

A Federal PLUS Loan is available for parents to borrow a long-term, low-interest loan on behalf of their dependent children. Details regarding maximum loan amounts, current interest rates, and repayment terms are described on the Office of Financial Aid website.

Federal Perkins Loan Program

This federal loan program provides a limited number of long-term, low-interest (5 percent) loans to undergraduate and graduate students who have demonstrated substantial financial need. Details regarding maximum loan amounts, interest rates, and repayment terms are described in information available on the Office of Financial Aid website. Amounts offered depend on fund availability each year. Students must complete a Free Application for Federal Student Aid (FAFSA) to determine eligibility for a Federal Perkins Loan.

Emergency Student Loan Program

Short-term emergency loans are available from the Office of Financial Aid for students during the fall and spring semesters. These small loans are to assist students with unforeseen emergencies and must be repaid within 30 days.

Short-Term Book Loan Program

Short term book loans may be available for undergraduate students with exceptional financial need during the fall and spring semesters upon referral by the Student Accounts Office or a LEAD@USD advisor. Loans may be granted up to $200 a semester. Funds may be disbursed up to 10 days before classes begin and must be repaid within 45 days. Funds are very limited and are available on a first-come, first-served basis. Applications are available at the LEAD@USD Office or the Office of Financial Aid.

Kathryn Desmond Loan Fund

This loan fund has been established to provide financial assistance to students enrolled full time at the Hahn School of Nursing and Health Science. Information is available at the school of nursing.

Marion Hubbard Loan Fund

The late Mrs. Marion Hubbard established this low-interest loan fund to benefit students enrolled at the Hahn School of Nursing and Health Science. Information is available at the school of nursing.

USD Trust Loan Program

The Weingart Foundation, together with private donor matching funds, has provided USD funding for zero-interest, long-term loans to help students meet the cost of education at USD. A recipient must be a graduate of a California high school and have demonstrated substantial financial need. Amounts offered depend on fund availability each year.

Employment (Work-Study)

Federal Work-Study Program

Funds for this program are provided by the federal government and USD. Employment, both on and off campus including community service, such as tutoring of elementary school children, is provided for students with documented need and is related, whenever possible, to the student’s educational objectives. Employment averages 15 hours per academic week, with as many as 40 hours per week during vacation periods.

Other On-Campus Student Employment

In addition to the Federal Work-Study Program, the university offers a limited number of job opportunities to students who do not otherwise qualify for federally-subsidized programs. Over 400 students are employed part time in areas such as dining services, banquets and catering, the bookstore, and the athletic department. Students may obtain contact information for these departments at the Student Employment Center, which is a part of the Office of Financial Aid, located in Hughes Administration Center, Room 313.

Off-Campus Employment Service

The University of San Diego also assists students in finding off-campus employment. Information regarding weekend or part-time employment within the San Diego metropolitan area is made available. There is also information for Intersession and summer sessions. Job descriptions are posted in the hallway across from the Student Employment Center and contact information is available in the SEC.

Veterans Assistance

Information is available in the Office of the Registrar, Founders Hall, Room 113.

Vocational Rehabilitation Services

Students with disabilities may be eligible for the services of the State Department of Rehabilitation. The services provided must result in an employment outcome. These services may include vocational counseling and guidance, training (with payment of costs such as partial tuition, fees, books, transportation, etc.), and job placement. Contact the State Department of Rehabilitation at (619) 767-2100 for further information.

Deadlines

Most financial aid packages consist of funds drawn from several sources – federal, state, and institutional. Application forms and deadlines may change each year. Students can access current information on the USD OFA website or in the Office of Financial Aid. Students should apply for everything for which they may be eligible.

Important Deadlines

March 2 is the date by which a valid Free Application for Federal Student Aid (FAFSA) must be postmarked or submitted on line in order to receive priority consideration for available federal and USD funds for all freshmen, transfer and continuing undergraduate students.

March 2 is also the deadline to apply for California State Grants (Cal Grants). Both the FAFSA and the GPA Verification Form must be postmarked or submitted on line by this date.

Student Budgets

Please refer to the Guide to Financial Aid Consumer Information at USD on the OFA website for information on how student budgets are constructed and how they are used in determining a student’s financial aid eligibility. USD costs may be viewed on the Student Financial Services website.