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REAL ESTATE: If your life is stable, it's time to buy

North County Times--Today's market for residential real estate is made up of deals arising from broken loan modifications, short sales, foreclosures, bank owned properties, distressed sellers, receiverships and bankruptcy trustees.

This market is inefficient and chaotic. People want a bargain, and many are willing to wait for several months working through the short sale process. Others are willing to be a part of a frenzied bidding war over a bank-owned house. (Full Story)