Financial Aid

Financial Aid

The primary purpose of the financial aid program at the University of San Diego is to provide financial assistance to students who would be unable to attend the university. Financial assistance consists of scholarships, grants, loans and employment.

Primary responsibility for financing an education rests upon the student and the student’s family. Financial aid from the university is a supplement to funds that can be provided by the student, the student’s family, and other sources. Students requesting financial assistance may be expected to meet a portion of their educational expenses by accepting employment, loan(s) or both. Because financial aid funds are limited, need is the primary factor in awarding most financial aid. For USD scholarships and grants, consideration is given to the applicant’s academic achievement, character and potential. Students requesting financial assistance from USD resources must also apply for scholarships and grants funded by their home states for which they may be eligible.

A financial aid package is designed to meet the financial need of each individual student. Each package may consist of funding from one or more programs and can vary depending on established need and/or merit.

The USD Office of Financial Aid is available to assist students with the cost of attending the university. Students who complete the Free Application for Federal Student Aid (FAFSA) by the priority deadline will be considered for all types of financial aid at USD. Additional information regarding each type of aid is available in the USD Undergraduate Bulletin and Graduate Bulletin.

Types of Aid Available

  • Scholarships and Grants do not have to be repaid. Eligibility is based on academic factors and the student’s potential to contribute to USD as determined by the Office of Undergraduate Admissions or individual graduate departments. Financial information provided on your FAFSA is also considered.
  • Student Loans must be repaid; however, provisions allow students to postpone payment until they have completed their education, drop below half time enrollment or withdraw. Repayment is generally made according to an installment schedule.
  • The Parent PLUS loan allows parents to assist their dependent students in meeting their educational expenses. While repayment generally begins 60 days after receipt of the loan proceeds, parents have the option to defer repayment until their student graduates and the interest rate is comparatively low.
  • Part-time Student Employment offers students the opportunity to help meet educational expenses while gaining valuable work experience. Federal Work Study (FWS) and College Work Opportunity (CWO) may be offered to students with documented need.